How much Zakat on 1 tola gold in Pakistan 2026?

At the verified 24K gold rate of Rs 434,500 per tola on 26 June 2026 (Sarmaaya, Hamariweb, FinHisaab sources), Zakat on 1 tola gold = Rs 434,500 × 2.5 percent = Rs 10,862. Note: you only owe Zakat on individual gold pieces if your total wealth (including cash, silver, investments) crosses the Nisab threshold of Rs 503,529 (Government Pakistan 2026) and has stayed at or above that level for one full lunar year. Verify today rate at your local sarafa bazaar before paying, gold price moves daily.

How much Zakat on 7.5 tola gold in Pakistan 2026?

7.5 tola is exactly the gold Nisab weight (87.48 grams). At Rs 434,500 per tola (verified 26 June 2026), 7.5 tola gold = Rs 3,258,750 total value. Zakat at 2.5 percent = Rs 81,469. If you own exactly 7.5 tola gold and nothing else, you are at the Hanbali (gold) Nisab threshold. Hanafi Pakistani Muslims should use the silver Nisab instead, which catches Zakat obligation at much lower wealth levels (Government Nisab Rs 503,529).

How much Zakat on 1 lakh rupees in Pakistan?

Zakat on Rs 100,000 (1 lakh) = Rs 100,000 × 2.5 percent = Rs 2,500. However, you only owe Zakat if your TOTAL zakatable wealth (cash + bank + gold + silver + investments + receivables, minus short-term debts) is at or above the Nisab threshold. Government of Pakistan 2026 Nisab is Rs 503,529. If you have only Rs 100,000 in cash and no other zakatable assets, you are below Nisab and no Zakat is due. Use the calculator to combine all your assets.

What is the Pakistan Government Zakat Nisab for 2026?

The Government of Pakistan notified Zakat Nisab for 2026 (Hijri year 1446-47 A.H.) is Rs 503,529. This was set via Notification CE-1001(36)/NISAB/1446-47/2026-48 dated 16 February 2026 by the Administrator General Zakat, Ministry of Poverty Alleviation and Social Safety, and published via State Bank of Pakistan BPRD Circular Letter No. 03 of 2026 on 17 February 2026. Banks use this threshold for the compulsory Zakat auto-deduction (2.5 percent) on savings, profit-and-loss sharing accounts on the first day of Ramadan-ul-Mubarak. Last year's Nisab was lower, reflecting the rise in gold and silver prices through 2025.

When is Zakat deducted from bank accounts in Pakistan?

Bank Zakat is auto-deducted on the FIRST DAY OF RAMADAN-UL-MUBARAK each year. If your eligible bank balance (saving accounts, profit-and-loss sharing accounts, term deposits) is at or above the Government Nisab Rs 503,529 on the morning of 1 Ramadan, the bank automatically deducts 2.5 percent under the Zakat and Ushr Ordinance 1980. To opt out, file Form CZ-50 (declaration of Sahib-e-Nisab Zakat exemption claim, typically on grounds of being a Shia Muslim or paying Zakat personally) at your bank branch at least 15 days before 1 Ramadan. Current accounts are exempt from auto-deduction.

Hanafi or Hanbali Nisab, which should Pakistani Muslims use?

Most Pakistani Muslims follow the Hanafi school of fiqh, which uses the SILVER Nisab (612.36 grams of silver or its monetary equivalent). The Hanbali school (followed by Saudi religious authority) uses the GOLD Nisab (87.48 grams). Silver Nisab is roughly Rs 361,905 to Rs 503,529 depending on which silver price you use, while Gold Nisab is roughly Rs 3.26 million. Hanafi (silver) catches Zakat obligation at a much lower wealth level, which is generally considered more cautious and more beneficial to recipients. Unless your local scholar has guided you otherwise, default to silver Nisab. The calculator uses the authoritative Government Pakistan Rs 503,529 Nisab in PKR + Silver mode by default.

Saudi expat Pakistani: do I pay Zakat in Saudi Arabia or Pakistan?

Zakat obligation follows the PERSON (your faith), not your geographic location. Pakistani Muslims working in Saudi Arabia are obligated to pay Zakat if your net wealth (across BOTH Saudi and Pakistani assets, converted to one currency) exceeds the Nisab and has stayed above Nisab for one full lunar year. You can pay Zakat in either country: many Pakistani expats send Zakat to family or trusted charities in Pakistan because the impact per Riyal is significantly higher there. Saudi Arabia's official Zakat e-service ZAKATY (zatca.gov.sa) is available for Saudi-resident calculation but does not replace your religious obligation to ensure Zakat reaches eligible recipients (the eight Quranic categories). Switch this calculator's currency to SAR to compute with Saudi Riyal inputs, or aggregate everything in PKR after conversion.

Is Zakat on jewellery you wear daily?

Hanafi position: YES. Gold and silver jewellery, even if worn regularly, remain zakatable if total wealth crosses Nisab. This is the dominant view among Pakistani scholars. Hanbali, Shafii and Maliki positions: NO, jewellery in regular personal use by women is generally exempt. Diamonds, pearls, gemstones, and other non-gold/silver jewellery are typically NOT zakatable in any school (they are considered personal items). Mixed jewellery (gold + gemstones) is zakated on the gold weight only. If your bridal gold has been sitting unused for years, Hanafi unanimously holds it zakatable; the everyday-wear nuance applies only to actively used jewellery. Default to Hanafi position for Pakistani Muslims unless your scholar has guided otherwise.

What is Hawl and how is the one lunar year tracked?

Hawl is the requirement that your wealth must have stayed at or above the Nisab for one full Hijri (lunar) year before Zakat becomes obligatory. The Hijri year is roughly 354 days, 11 days shorter than the Gregorian year. To track Hawl: note the date you first crossed Nisab (or the date you paid last year's Zakat). One Hijri year later, calculate Zakat on whatever wealth you have on that date, even if your wealth dipped below Nisab temporarily during the year (Hanafi position). Some scholars hold a stricter view requiring continuous above-Nisab status throughout the year. Most Pakistani Muslims tie their Zakat payment to Ramadan (a single annual cycle) for simplicity and the multiplied reward of Ramadan giving.

Does Zakat apply to my house, car, salary, or pension?

House you live in: NO Zakat. Cars for personal use: NO Zakat. Land you live on or use personally: NO Zakat. Salary: NO Zakat as it is received (it becomes zakatable only if saved past one lunar year above Nisab). Pension funds: complex, generally zakatable on the vested amount you could withdraw. Investment property held for rental: NO Zakat on property value (rental income becomes zakatable cash). Investment property held for resale / trading: YES, zakatable on current market value. Business inventory: YES, at market sale price. Stocks held for trading: YES, full market value. Stocks held long-term as investment: 2.5 percent on annual dividends only. When in doubt, ask a qualified scholar.

Pakistan Zakat Calculator 2026

Free Pakistan Zakat Calculator 2026 with Government Nisab Rs 503,529, tola gold input, multi-currency (PKR, SAR, USD, AED, GBP) for Pakistani expats. 2.5% on cash, gold, silver, investments.

About the Pakistan Zakat Calculator 2026

Free Pakistan Zakat Calculator 2026 covering the Government of Pakistan notified Nisab of Rs 503,529 (SBP BPRD Circular No. 03 of 2026, Notification CE-1001(36)/NISAB/1446-47/2026-48 dated 16 February 2026), with verified 26 June 2026 gold and silver prices (24K gold Rs 434,500 per tola, Rs 37,252 per gram; 24K silver Rs 6,890 per tola, Rs 591 per gram). Calculate Zakat at the obligatory 2.5 percent rate across all zakatable asset categories: cash in hand, bank balances, NSC, Behbood and other saving certificates, gold and silver jewellery (tola or grams), stocks and mutual funds (including Al Meezan, NIT, MCB Arif Habib), business inventory at market value, and receivables. Pick Hanafi silver Nisab (the lower threshold most Pakistani Muslims follow) or Hanbali gold Nisab (Saudi default). Pakistani expats working in Saudi Arabia, UAE, UK or US: switch currency to SAR, AED, GBP or USD and the gold and silver per-gram defaults update automatically. Smart Nisab handling: for PKR + silver mode, the calculator uses the authoritative Government of Pakistan Rs 503,529 Nisab by default (matching the bank auto-deduction threshold applied on the first day of Ramadan), with an opt-out to use live silver-based calculation. Quick-lookup cards show Zakat on 1 tola gold (Rs 10,862 at today rate), 7.5 tola gold (Rs 81,469, exact Nisab amount), 1 lakh cash (Rs 2,500), 5 lakh cash (Rs 12,500), and 1 crore cash (Rs 250,000) for instant reference without retyping. Deductions field handles short-term debts (immediate bills, one year of mortgage installments) following classical Hanafi rulings, long-term mortgage principal is not deducted. All gold and silver prices are editable so you can override with today rate from your local sarafa bazaar (Karachi, Lahore, Rawalpindi, Saddar Multan, Hyderabad) or Saudi gold souk. The default base reflects verified late June 2026 Pakistani spot prices. Pairs with the Al Meezan Money Market Profit Calculator for halal investment planning and the Pakistan FBR Salary Tax Calculator for the full Pakistani Muslim financial planning stack.

Verify gold and silver rates locally before final Zakat payment.

Default gold and silver prices are verified as of 26 June 2026. Override the per-gram rates below with your local sarafa bazaar or Saudi gold souk rate on the day you calculate. Consult a qualified scholar for complex cases (business partnerships, receivables that may not recover, agricultural Zakat / Ushr).

Pakistan Zakat Calculator 2026

Currency

Pakistani expat in Saudi Arabia, UAE, UK, USA? Pick your primary salary currency.

Nisab standard

Most Pakistani Muslims follow Hanafi and use silver Nisab. Hanbali (Saudi default) uses gold.

Weight unit (gold and silver)

1 tola = 11.664 grams. 7.5 tola gold = 87.48 g Nisab.

Pakistan Government Nisab 2026: Rs 503,529

Issued by Ministry of Poverty Alleviation and Social Safety via SBP BPRD Circular No. 03 of 2026, Notification CE-1001(36)/NISAB/1446-47/2026-48 dated 16 February 2026. Used for bank account auto-deduction on first day of Ramadan.

Use Government Nisab Rs 503,529 (recommended). Uncheck to use today live silver price calculation instead.

Cash and savings

Cash in hand (Rs)

Bank balances and saving certificates (Rs)

Includes NSC, Behbood, fixed deposits, profit-and-loss accounts.

Gold and silver (24K equivalent weight)

Gold weight (tola)

Includes jewellery and bullion. Hanafi: jewellery in regular use is still zakatable; Hanbali / Shafii: it is exempt.

Silver weight (tola)

Gold price per gram (Rs)

PKR default 37,252/gram = Rs 434,507/tola (verified 26 Jun 2026).

Silver price per gram (Rs)

PKR default Rs 591/gram (today market rate). For Govt Nisab Rs 503,529 use Rs 822/gram.

Other zakatable assets

Investments: stocks, mutual funds (Rs)

Business inventory at market value (Rs)

Receivables: money owed and likely to recover (Rs)

Short-term debts you owe (Rs)

Immediate bills, utility dues, one year of mortgage installments. Do not deduct long term mortgage principal.

Cash and bank total

Rs 0

Gold value (24K)

Rs 0

Silver value

Rs 0

Total zakatable assets

Rs 0

Net wealth after debts (zakatable base)

Rs 0

Pakistan Government Nisab 2026 (Silver standard)

Rs 503,529

Below Nisab

No Zakat due

Your net wealth of Rs 0 is below the Nisab threshold of Rs 503,529. Zakat becomes obligatory only when net wealth stays at or above Nisab for one lunar year.

Quick Zakat lookup at 2.5 percent

1 tola gold

Rs 10,863

7.5 tola gold

Rs 81,470

1 lakh cash

Rs 2,500

5 lakh cash

Rs 12,500

1 crore cash

Rs 250,000

Quick values use gold and silver prices and currency set above. Cash lookups apply 2.5 percent direct.

Pick your currency: PKR (default for Pakistan), SAR (Pakistani expats in Saudi Arabia), AED (UAE), USD (US-based), GBP (UK-based). Gold and silver per-gram defaults update automatically. The Pakistan Government Nisab Rs 503,529 hardcoded value applies only to PKR + silver mode.
Pick your Nisab standard: Silver (Hanafi) is the lower threshold most Pakistani Muslims follow, catches more zakat-eligible wealth. Gold (Hanbali) is the Saudi default and uses a much higher threshold. Hanafi is recommended for Pakistanis unless your scholar has guided otherwise.
Enter cash in hand and bank balances separately (includes NSC, Behbood, fixed deposits, profit-and-loss sharing accounts). All values in the currency selected above.
Enter your gold weight in tola (Pakistani default, 1 tola = 11.664 grams) or grams. Includes jewellery and bullion. Hanafi position: jewellery in regular use is still zakatable. Override the default gold per-gram price (Rs 37,252 in PKR as of 26 June 2026) if your local sarafa bazaar shows a different rate today.
Enter silver weight if you own any. Same tola or gram unit applies. Update silver per-gram price (Rs 591 in PKR today) with your local rate before final payment.
Add other zakatable assets: stocks and mutual funds at current market value (Al Meezan Islamic funds, NIT, MCB Arif Habib, sole-trader business inventory at sale price, not cost), receivables (money owed and likely to recover).
Subtract short-term debts: immediate bills, utility dues, one year worth of mortgage installments. Do NOT deduct long-term mortgage principal, that is a Hanafi position from classical fiqh.
Read the result. If net wealth is at or above Nisab AND has stayed at that level for one full lunar year (Hawl), Zakat at 2.5 percent of net wealth is obligatory. Use the quick-lookup cards for instant reference on common amounts.

Frequently Asked Questions

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Pakistan Zakat Calculator 2026

About the Pakistan Zakat Calculator 2026

How to use the Pakistan Zakat Calculator 2026

Frequently Asked Questions

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