How is EasyPaisa cash withdrawal fee calculated in 2026?

EasyPaisa cash withdrawal from an agent uses a 15-tier slab structure. Small amounts (Rs 1-200) cost Rs 7, Rs 1,001-2,500 costs Rs 40, Rs 8,001-10,000 costs Rs 180, Rs 20,001-25,000 costs Rs 380, and Rs 40,001-50,000 costs Rs 690. The tiers are identical to JazzCash because the State Bank of Pakistan regulates branchless banking cash withdrawal pricing. All fees inclusive of Federal Excise Duty (FED). Source: EasyPaisa Schedule of Bank Charges, Branchless Banking, Apr-Jun 2026 cycle.

Is JazzCash cheaper than EasyPaisa for cash withdrawal?

No, the cash withdrawal fee is identical on both EasyPaisa and JazzCash because the SBP regulates branchless banking cash withdrawal pricing. The 15-tier slab (Rs 7 for Rs 1-200, up to Rs 690 for Rs 40,001-50,000) is the same. The real fee differences are in send money to bank (IBFT), bill payment, and inactive account fees, which is what this calculator surfaces side by side.

What is the EasyPaisa to bank transfer (IBFT) fee?

EasyPaisa transfers to any bank account in Pakistan are free (Rs 0) under the Apr-Jun 2026 Schedule of Bank Charges. There is no monthly quota or limit on the free amount. JazzCash, by contrast, gives a Rs 50,000/month free IBFT quota, then charges 0.1% or Rs 200 per transaction (whichever is lower). For users sending more than Rs 50,000/month to bank, EasyPaisa is meaningfully cheaper.

How much fee does JazzCash charge to send money to a CNIC?

JazzCash send money from mobile wallet to CNIC (non-wallet recipient who collects at an agent) uses a 10-tier slab: Rs 55 for amounts up to Rs 1,000, Rs 110 for Rs 1,001-2,500, Rs 320 for Rs 8,001-10,000, Rs 500 for Rs 16,001-20,000, and Rs 650 for Rs 20,001-25,000. EasyPaisa charges almost the same (its top tier Rs 20,001-25,000 is Rs 600, Rs 50 less than JazzCash). All inclusive of FED.

Is sending money to another mobile wallet free?

Yes, both EasyPaisa and JazzCash offer free transfers when the recipient is another mobile wallet user on the same or different network (mobile-to-mobile / wallet-to-wallet). This applies regardless of amount. Sending to a non-wallet recipient (who collects via CNIC from an agent) does have a fee, see send-to-CNIC tiers.

What are the bill payment fees on EasyPaisa vs JazzCash?

EasyPaisa: first 3 utility bills per month are free. Bills 4-9 in the same month cost Rs 20 each (fair use pricing). Bill 10+ in the month costs Rs 30 each. JazzCash: bills 1-3 cost Rs 5 each (inclusive of tax), bills 4-9 cost Rs 20 each, bills 10+ cost Rs 30 each. For a typical Pakistani household paying 3-5 bills per month, EasyPaisa is cheaper.

What about ATM withdrawal fees?

EasyPaisa: free at EasyPaisa Bank Ltd branch ATMs, Rs 35 (inclusive of tax and 1-Link charges) at any other ATM. JazzCash: free up to Rs 50,000/month aggregate withdrawal, Rs 23.44 per transaction above the free quota at own ATMs, Rs 35 per transaction at 1-Link / M-NET ATMs. For light ATM users, both are effectively free. For heavy users (above Rs 50,000/month), EasyPaisa is simpler.

Why do some sources show different fees?

Mobile wallet fees update quarterly under SBP guidance. Always verify against the official EasyPaisa Schedule of Bank Charges (Branchless Banking) and the JazzCash Schedule of Charges (SOC) before high-value transactions. Our calculator uses the Apr-Jun 2026 cycle data. Outdated 2021-2023 PDFs that often appear in Google search results may show different (lower) figures.

What is the inactive account fee?

JazzCash charges Rs 100/month for accounts with no activity in the preceding 6 months. EasyPaisa charges roughly Rs 50/year after 12 months of inactivity (verify against current SOC). If you maintain at least one transaction every quarter, you stay clear of inactive fees on both platforms.

Do these fees include taxes?

Yes. All fees shown by this calculator and on the official Schedule of Charges PDFs are inclusive of Federal Excise Duty (FED) and applicable taxes, unless explicitly noted otherwise (cash deposit is shown excluding tax on the EasyPaisa SOC, for example). For high-value transactions, advance income tax under FBR Section 235 / 236 may apply separately on the underlying transfer, see our Pakistan FBR Tax Calculator for that side.

EasyPaisa vs JazzCash Fee Calculator Pakistan

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How to use the EasyPaisa vs JazzCash Fee Calculator Pakistan

Pick the transaction type from the dropdown, cash withdrawal, send money to CNIC, send to mobile wallet, IBFT to bank, bill payment, or ATM withdrawal.
Enter the amount in PKR (skip for bill payment, which is per-transaction priced).
For IBFT: enter how much you have already sent to bank this month (JazzCash gives Rs 50,000/month free quota).
For bill payment: enter how many utility bills you have already paid this month (EasyPaisa gives first 3 free, JazzCash charges Rs 5 from the first).
Read the side-by-side fees and the cheapest-option verdict. The tool tells you how many rupees you save with each provider on this specific transaction.

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EasyPaisa vs JazzCash Fee Calculator Pakistan

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How to use the EasyPaisa vs JazzCash Fee Calculator Pakistan

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