Tax Calculators Pakistan 2026-27

Start with the Pakistan Income Tax Calculator if you are a salaried employee. Enter your monthly gross salary and see your annual tax under both Old and New Finance Act 2026-27 slabs with the exact savings comparison. If you are a freelancer or self-employed, use the Freelancer Tax Calculator to model Section 236G / 236H WHT applied by your client platforms plus your annual tax liability. For religious obligation planning, use the Zakat Calculator once per year (typically after Ramadan).

Per Finance Act 2026-27 effective 1 July 2026: basic exemption raised to Rs 600,000 annual salary (was Rs 500,000). New progressive slabs: Rs 600,001 to Rs 1.2M at 2.5 percent; Rs 1.2M to Rs 2.2M at 12.5 percent + Rs 15,000 fixed; Rs 2.2M to Rs 3.2M at 22.5 percent + Rs 140,000; Rs 3.2M to Rs 4.1M at 27.5 percent + Rs 365,000; Rs 4.1M to Rs 6M at 32.5 percent + Rs 612,500; above Rs 6M at 35 percent + Rs 1,230,000. Use the Pakistan Income Tax Calculator for your exact number with Old vs New comparison.

Both bases apply. Gold-basis Nisab is 87.48 grams of pure gold (approximately Rs 12 Lakh at July 2026 Karachi rates of Rs 13,700 per gram for 24k). Silver-basis Nisab is 612.36 grams of pure silver (approximately Rs 90,000 at Rs 147 per gram). Most Pakistani schools of thought accept silver-basis Nisab for financial obligations (cash, business receivables, tradable stocks) because it captures more Muslims into the Zakat obligation which is closer to the original intent of the Nisab threshold. Gold-basis applies to gold holdings specifically. Toolsfluent Zakat Calculator lets you toggle between the two bases.

Token Tax is an annual provincial tax on vehicle ownership collected by Excise Punjab, based on engine CC and vehicle type (Rs 800 up to 1000cc, Rs 1,500 for 1001-1300cc, Rs 3,000 for 1301-1500cc, Rs 6,000 for 1501-2000cc, Rs 12,000 for 2001-2500cc, Rs 18,000 above 2500cc). Section 235 WHT is a federal withholding tax on electricity bills exceeding Rs 25,000 for non-filers (7.5 percent). Both are separate obligations. Filing your FBR return exempts you from Section 235 WHT but does not affect Token Tax (which everyone with a vehicle pays regardless of filer status).

USD 3,000 per month at PKR 285 per USD (July 2026 reference rate) equals approximately Rs 855,000 monthly or Rs 1.026 Crore annually. This income attracts Pakistan tax per the freelancer / self-employed schedule which typically has Section 153 WHT applied at 8-10 percent by the client platform at time of payment, PLUS the annual reconciliation using progressive slabs on aggregate freelance income. Effective rate typically 25-30 percent all-in. Filing via Roshan Digital Account funding route may attract different treatment. Use the Freelancer Tax Calculator for a scenario-specific number.

GST registration is mandatory in Pakistan for businesses with annual turnover exceeding Rs 10 Million (federal GST threshold, updated per Finance Act 2026-27). Below that threshold, registration is voluntary. Standard GST rate is 18 percent on taxable supplies. Reduced rates apply to specific categories (see FBR Schedule 8). Filing is monthly (GST-27) or quarterly for smaller registered businesses. The Toolsfluent GST Calculator handles both 18 percent standard and reduced-rate scenarios. Registered businesses can claim input tax credit on business purchases to offset output GST.

Car ownership transfer in Punjab attracts a base transfer fee per Excise Punjab schedule: Motorcycle Rs 910, Car up to 1000cc Rs 4,540, Car 1001-1800cc Rs 9,075, Car above 1800cc Rs 18,150, HTV Rs 9,075. Additional Rs 1,300 Smart Card fee, Rs 150 biometric, Rs 500-1,000 notary attestation. Lifetime Token Tax with 10 percent annual age rebate applies for motorcycles (Rs 1,500 base) and cars up to 1000cc (Rs 20,000 base) transferred within 10 years of first registration. See Car Transfer Fee Calculator Punjab for full breakdown.

Yes. Pakistan Income Tax Calculator, Salary Calculator, and Freelancer Tax Calculator use the Finance Act 2026-27 slabs effective 1 July 2026 (basic exemption Rs 600,000). Token Tax Calculator Punjab uses Finance Bill 2026-27 rates. Car Transfer Fee Calculator uses current Excise Punjab schedule. All tools have a Last Reviewed date visible on the tool page; tools older than 3 months are automatically flagged for refresh.