EasyPaisa & JazzCash Charges on Rs 1,000 to Rs 50,000: Every Amount
Exact withdrawal charges per amount, both wallets: Rs 20 on Rs 1,000, Rs 180 on Rs 10,000, Rs 690 on Rs 50,000 at an agent, against a flat Rs 35 at any ATM. The two wallets charge identically, the crossover is Rs 1,000, and above Rs 50,000 the fees stack. From both providers' own Q3 2026 schedules.
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People search this with an exact amount in mind, so here is the exact answer, for both wallets at once. EasyPaisa and JazzCash charge identical withdrawal fees, because the agent slab is set by the SBP branchless banking schedule and the ATM fee is a 1-Link network charge. Both figures below are read from each provider's own current schedule, valid July to September 2026.
Withdrawal charges on every amount
| Amount | Agent (cash out) | ATM | Cheaper option |
|---|---|---|---|
| Rs 1,000 | Rs 20 | Rs 35 | Agent, saves Rs 15 |
| Rs 2,000 | Rs 40 | Rs 35 | ATM, saves Rs 5 |
| Rs 5,000 | Rs 100 | Rs 35 | ATM, saves Rs 65 |
| Rs 10,000 | Rs 180 | Rs 35 | ATM, saves Rs 145 |
| Rs 15,000 | Rs 280 | Rs 35 | ATM, saves Rs 245 |
| Rs 20,000 | Rs 330 | Rs 35 | ATM, saves Rs 295 |
| Rs 25,000 | Rs 380 | Rs 35 | ATM, saves Rs 345 |
| Rs 30,000 | Rs 470 | Rs 35 | ATM, saves Rs 435 |
| Rs 40,000 | Rs 560 | Rs 35 | ATM, saves Rs 525 |
| Rs 50,000 | Rs 690 | Rs 35 | ATM, saves Rs 655 |
| Rs 70,000* | Rs 1,020 | Rs 70 | ATM, saves Rs 950 |
| Rs 1 lakh* | Rs 1,380 | Rs 70 | ATM, saves Rs 1,310 |
*Amounts above Rs 50,000 need more than one transaction, because Rs 50,000 is the per-transaction cash-out cap. Rs 70,000 means a Rs 50,000 withdrawal plus a Rs 20,000 withdrawal, and the fees add up accordingly.
Three things the table shows that surprise people:
- Rs 1,000 is the only amount where the agent wins. From Rs 2,001 up, the ATM is always cheaper, and the gap grows to Rs 655 on a single Rs 50,000 withdrawal.
- The agent fee is effectively about 1.4 to 2 percent of the amount. On Rs 10,000 the Rs 180 agent fee is 1.8 percent, against 0.35 percent at an ATM.
- Consolidating saves real money. Two Rs 25,000 agent withdrawals cost Rs 760; one Rs 50,000 withdrawal costs Rs 690. At the ATM the same consolidation halves Rs 70 to Rs 35.
The answers to the exact questions people ask
EasyPaisa charges on Rs 10,000: Rs 180 at an agent, Rs 35 at any ATM. Identical on JazzCash.
EasyPaisa charges on Rs 50,000: Rs 690 at an agent, Rs 35 at an ATM. Identical on JazzCash. This is the single most expensive habit in the table: at an agent you hand over 1.38 percent of your money.
EasyPaisa withdrawal charges on Rs 1,000: Rs 20 at an agent, Rs 35 at an ATM. The one case where the agent is the right answer.
EasyPaisa charges on Rs 70,000: two withdrawals are needed. Agent: Rs 1,020. ATM: Rs 70. If the money's destination is another account rather than your pocket, read the next section first, because transferring it may cost nothing.
Before you withdraw: the free routes
Withdrawal is often the wrong tool. From the same schedules:
- Wallet to wallet transfer: free on both, and EasyPaisa to JazzCash or the reverse also works.
- EasyPaisa to any bank account (IBFT): free service fee with no cap, plus only the 1-Link processing fee of Rs 1.55 below Rs 25,000 and 0.02 percent above it. Rs 100,000 moved to your bank costs about Rs 20.
- JazzCash to any bank account: free up to Rs 25,000 a month, then 0.1 percent or Rs 200, whichever is lower.
So the Rs 70,000 question usually answers itself: transfer it to your bank for roughly nothing and use your bank card, instead of paying even the Rs 70 ATM route.
Is there tax on EasyPaisa or JazzCash withdrawals?
The fees above are service charges, printed inclusive of tax, not a separate tax deduction. Neither schedule lists an income tax withholding line on wallet cash-outs. The separate 0.6 percent advance tax on cash withdrawals applies to non-filers withdrawing above Rs 50,000 in a day from a bank, which the Rs 50,000 per-transaction wallet cap makes rare in practice; if you hold meaningful balances and are not a filer, the filer vs non-filer comparison shows what filing saves across every transaction type.
Where these numbers come from and when they expire
EasyPaisa figures are from EasyPaisa's Schedule of Bank Charges, Branchless Banking, valid July to September 2026. JazzCash figures are from the Branchless Banking Schedule of Charges circular issued by Mobilink Microfinance Bank on 30 June 2026, effective 1 July to 30 September 2026. Both schedules therefore expire on 30 September 2026, and the fourth quarter documents can change any figure here.
The full fee pictures are in the EasyPaisa charges guide and the JazzCash charges guide, the ATM-specific detail in the EasyPaisa ATM guide and JazzCash ATM guide, and every amount you can model in the EasyPaisa JazzCash fee calculator.
Frequently Asked Questions
Sources & references
- EasyPaisa Schedule of Bank Charges, Branchless Banking, valid July 2026 to September 2026, source of the EasyPaisa slab, ATM fee and IBFT lines
- Mobilink Microfinance Bank, Branchless Banking Schedule of Charges circular, effective 1 July to 30 September 2026, source of the JazzCash slab, ATM fee and IBFT quota
- EasyPaisa vs JazzCash Fee Calculator PakistanCompare EasyPaisa and JazzCash fees side by side for cash withdrawal, send money to CNIC, bank transfer (IBFT), bill payment, ATM and more. 2026 official rates.
- Percentage Calculator Pakistan (Lakh + Crore Mode)Percentage of a number with Pakistani Lakh + Crore input mode: 2 percent of 20 lakh, 5 percent of 1 crore, plus marks and profit margin.
